Remortgaging
Redeeming the existing loan, satisfying the new lender and registering the new charge.
Change the finance or ownership with the details covered.
Advice when refinancing a property or adding or removing a legal owner.
How we can help
Advice shaped around the situation in front of you.
We coordinate lender requirements, ownership changes, existing mortgages and Land Registry formalities so the transaction is properly documented.
Transfer of equity
Adding or removing an owner and recording the agreed ownership position.
Connected considerations
Identifying when separate advice, lender consent or tax and financial input may be required.
The process
A clear route from first conversation to next step.
- Confirm the proposed ownership and lending arrangements.
- Complete identity, source-of-funds and lender requirements.
- Prepare and explain the transfer and mortgage documents.
- Complete, repay any existing charge and update the Land Registry.
The right approach depends on the facts, documents and any deadline. We will explain the scope and likely cost before substantive work begins.